News and advice
Insurance news, tips and guidance for individuals, families and businesses in St. Maarten and Saint Martin.
Plain-language guides for people and businesses in St. Maarten and Saint Martin: how to prepare for hurricane season, what happens when you make a claim, how deductibles work and how to compare quotes. They are general information. For advice on your own situation, speak with an advisor. For longer, source-backed answers on SZV and health cover, hurricanes, claims, brokers, cars and boats, see the insurance guides.
Browse by topic: Buying insurance · Hurricane season · All services
A checklist for St. Maarten homes and businesses to go through before hurricane season: policy wording, records, property and questions to ask.
Read more about Hurricane Season Preparation Checklist for St. Maarten →What an insurance broker does and the questions to ask before you choose one in St. Maarten: insurers, pay, claims help and local knowledge.
Read more about How to Choose an Insurance Broker in St. Maarten →The usual steps of an insurance claim after storm damage: safety, records, notifying the insurer, assessment and settlement, and what to keep.
Read more about How a Claim Works After Storm Damage in St. Maarten →What an insurance deductible is, how a percentage or named-storm deductible differs from a fixed amount, and what to ask before you choose one.
Read more about Insurance Deductibles Explained for St. Maarten →A checklist of the insurance questions a small business in St. Maarten may want to review: property, liability, staff, vehicles, income and data.
Read more about Small Business Insurance Checklist for St. Maarten →How to compare insurance quotes like for like in St. Maarten: cover, limits, exclusions, deductibles, currency and claims handling, not only price.
Read more about Comparing Insurance Quotes in St. Maarten: A Guide →If you would like to talk through your insurance needs, you can call or visit one of the offices in Philipsburg or Cole Bay, or request a call back using the form. An advisor can discuss your situation, explain how different types of cover work and answer questions about policies you already have. What suits you depends on your own circumstances.
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