About Enterprise Insurance

How an advisor can work with you

Insurance can take time to understand, and needs often change as assets, investments and circumstances change. An advisor can listen to your situation, explain the types of cover that may be relevant, and talk through your options at a pace that suits you. In St. Maarten, that can include how hurricane season, the cost of rebuilding or replacing property, and the mix of tourism, hospitality, retail and imports on the island may relate to your cover.

Keeping things clear

Insurance policies use terms such as limits, exclusions and deductibles. An advisor can explain these in plain language and discuss how a policy may apply to your situation, so that you can make your own decisions about cover.

Working with several insurers

A broker can request quotes from more than one insurer, which allows plans and insurers to be compared side by side. Which plan may be suitable depends on your circumstances and on the wording of each policy.

What to expect

What a conversation can cover

• Insurance terms such as limits, exclusions and deductibles, explained in plain language
• Local conditions in St. Maarten that may be relevant to insurance options, such as the Atlantic hurricane season (1 June to 30 November) and flood and storm exposure
• What a policy covers, as well as its limits and exclusions
• Why it may be worth reviewing policies as circumstances change

Offices in Philipsburg and Cole Bay, Sint Maarten

Enterprise Insurance has two offices in Sint Maarten: one at 60B A.Th. Illidge Rd in Philipsburg and one at 69 Welfare Road in Cole Bay. The listed opening hours are Monday to Friday, 8 AM to 5 PM. The company was founded in 2016, and Hurricane Irma in September 2017 caused widespread damage on the island, which is one reason many people have since looked again at their cover, limits and deductibles. Because the local economy depends on tourism, hospitality, retail and imports, an advisor may discuss quite different needs with households, landlords and business owners. Some conversations also involve Saint Martin on the French side, or property, vessels or business activity on nearby islands such as Anguilla, Saint-Barthélemy, Saba and Sint Eustatius. Which options are available depends on the insurer and the policy wording.

Contact Us

If you are considering insurance, or would like to look again at the cover you have, you can speak with an advisor. Individuals may wish to discuss home, auto or life insurance, and business owners may wish to discuss how their company’s assets are insured. An advisor can explain the options and answer your questions. Get in touch to request a call back.