Liability Coverage protects you financially if you cause damage or injury to someone else while driving. This coverage pays for the other party’s expenses up to the limits of your policy, and protects your assets in the event you are sued. Liability insurance is required by law in St. Maarten and is essential for all drivers.
Collision Coverage pays to repair or replace your vehicle if it is damaged in an accident, regardless of who caused it. This covers your car after events like colliding with an object or rolling over, and ensures you can fix your auto without paying costly repair bills out of pocket. Collision is critical for maintaining your investment.
Comprehensive Coverage protects against vehicle damage from theft or vandalism, as well as weather events like hail, floods or fire. It also covers collisions with animals. Comprehensive safeguards your auto investment against a wide range of hazards beyond just accidents.
Medical Payments Coverage helps pay for medical expenses for you, your passengers or others injured in an accident, regardless of who caused it. This can assist with ambulance fees, hospital bills and more so you aren’t faced with huge medical costs after a crash. It provides an extra layer of protection.
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